The review takes about twenty minutes at the laptop. You go down the sidebar. First you look at the whole portfolio, then the week and the month, then where your money comes from, and finally which stocks have calls on them. If you also sell puts, you add a quick look at the tied-up cash.
All screens show the same sample account, not real data
The dark line is your portfolio value, and the gray staircase with the area below it is the capital invested. The gap between them is what your investments have earned, and your deposits are in the staircase. On the left is the allocation, with one slice per stock, cash included. Stocks that do well quietly keep getting bigger. Often this one look is enough to skip a purchase.
Each day is one row. What you earned grows to the right of the center line, and what cost you something grows to the left, split by source: premium, interest, stock, dividend, taxes and fees. Click a day to see the transactions behind it.
Each cell of the heatmap is one month, calculated as a time-weighted return (TTWROR) so that deposits don’t distort the picture. A bad month among many good ones feels calmer when you see it this way. Above it, each year sits next to the S&P 500.
One bar per year, stacked by type: dividends, interest, option premiums and realized P&L. Here you see how much premium the calls you sold have brought you over the years, and how much came from the gain on the stock alone. Use the checkboxes to hide individual types. Try it in the picture.
The Options planner lists every stock with shares, avg cost and price, and next to them the open calls. A dash under Calls means nothing is running here, and you could still sell a covered call on these shares. Click Details to see the strike, the expiration and how many shares are reserved.
The Dashboard shows three cards: Cash balance, Reserved for puts, Available cash. A sold put is a promise to buy shares if the price falls. The money is still in the account, but it is already spoken for. If you don’t sell puts, skip this look.
Until your next review, Rendity keeps everything in sync for you, and you don’t have to enter anything.